Afterpay: Shop Smarter

Afterpay: Shop Smarter Afterpay is a shopping app that helps you buy now and pay in 4 equal, interest-free installments over 6 weeks. Set up fast, get approval, track spending, and shop online or in-store.

Afterpay: Shop Smarter

Upgrade how you shop with the Afterpay app. Instead of paying everything upfront, you can split your purchase into four equal payments, spread across 6 weeks—and there’s no interest. It’s designed to give you more breathing room while still helping you get what you need right away.

Getting started is quick. Create your account in minutes and you’ll receive an instant approval decision. Your initial spending limit starts at around $600 and may increase over time if you continue making payments on schedule—giving you more flexibility to shop within your means.

Afterpay works across a wide range of categories, from fashion and travel to medical services, automotive needs, and entertainment. You’re not limited to online purchases either—Afterpay is available at many in-store locations nationwide, so shopping in person is just as convenient.

Think of Afterpay as a shopping assistant built around your preferences. Search for items, build wishlists, and estimate your spending while you browse deals from popular brands. You can also manage your budget with clear visibility of your spending limit, order details, and your upcoming payment dates and amounts.

Make confident choices and stay on track with a user-friendly experience that supports smarter, more flexible shopping.

Features

• Interest-free payments: Pay your purchase price in 4 installments with no extra fees.



• Payment flexibility: Shop now and pay over 6 weeks, helping you plan your expenses more effectively.
• Free, easy membership: Create an Afterpay account quickly. You must be over 18 and provide some personal details.
• In-store payment: Use the Afterpay app to shop in person at nearby participating stores.
• Secure payments: The app is designed to keep transactions secure, so you can shop with confidence.
• Exclusive offers and content: Enjoy app-only deals, style inspiration, and editor-curated picks to help you decide what to buy.

Highlights

• Fast and free to join: Sign up in minutes and get an instant approval decision.
• Afterpay for more than you’d expect: Split payments for fashion, travel, health & wellness, automotive, entertainment, and many more—find it, then Afterpay it.
• Tap to pay in-store: Download the app, get your Afterpay card, add it to your digital wallet, and shop in person at nearby stores.
• Check out with confidence: A simple, secure checkout helps protect your transactions.
• Stay on top of spending: Track payments, view your available spend limit, and make early payments—all in one place.
• Gift cards in 4 installments: Eligible customers can buy gift cards in 4 payments at stores such as Woolworths, Amazon, PlayStation, UberEats, Bunnings, and many more.
• 24/7 support: Our friendly support team is available around the clock to help when you need it.
• App-only deals & content: See what’s trending, explore editor top picks, wishlist items, estimate your budget, and find great deals in the app.

Why is my refund amount different from what I expected?

When the merchant processes your refund, you’ll receive an email from us with a full breakdown. That message includes the refund amount and any adjustments made to your payments as a result. The refund is applied starting with your final payment and then works backward through earlier installments.

If you think the refund wasn’t applied correctly, first confirm that the amount listed in your Afterpay refund email matches the amount shown in the merchant’s refund confirmation email.

• If the amounts match: We recommend contacting the merchant, as we’ve correctly applied the refund amount they processed.



• If the amounts don’t match: Contact us so we can investigate. Please include a screenshot of the email from the merchant.

If there were still payments remaining for the order, your future payments may have been adjusted or canceled.

Example: Sam’s order total was $500.40. She returned an item valued at $143.10. At the time the refund was processed, Sam still had two payments left on the order. Her final payment was cancelled, and the third installment was adjusted accordingly.