GoPay

GoPay GoPay is a secure finance app for Android that helps you pay bills, transfer money, track income and expenses, and request loans—while offering 24/7 support and advanced protection.

GoPay

GoPay is a widely used financial app that helps you manage accounts, compare and choose phone/data plans, get loan options faster, and keep an eye on income and spending—all while saving time and effort. The app also focuses heavily on safety, offering protection backed by ongoing updates and improvements, plus support available 24/7 to help users feel secure when handling transactions and personal information.

Features

Make Convenient Payments

With GoPay, you can pay for Gojek services, restaurants, groceries, monthly bills, and phone credits. It works like an electronic wallet, letting you settle charges without carrying cash or coins. You can use it to perform different types of financial payments in a secure and reliable way. Many users already rely on GoPay for bill payments, and the app also supports quick money transfers and receiving through its secure channels. Transactions are available not only for Gojek services, but also for partner merchants.

Security First

When using payment apps, trust and protection are essential. GoPay uses modern encryption to help safeguard transactions and user data with up-to-date security technology. For example, the app supports authentication with Face ID and fingerprint. After each transaction, a payment receipt is sent to your email.

Another login option is OTP verification: a unique 6-digit code delivered to your registered phone number. If you want OTP to be filled automatically, make sure the app has permission to read your SMS. GoPay also holds safety accreditation and ISO certification, which indicates additional safeguards to help protect your account from malicious access.

Earn and Manage Money Using a Digital Wallet

If you want a fast way to handle payments, a digital wallet is a popular choice. GoPay lets you pay directly from your phone, so you don’t need to carry currency wherever you go. With GoPay, you can handle everyday expenses and bills while also making the process easier—quickly paying things like postpaid bills, utility bills, and online content subscriptions.

Highlights

Smooth Bank Top-Ups

You can send money to friends or business partners without physically visiting a bank. Transfer GoPay funds to and from a bank account while you’re on the go, and withdraw cash without needing an ATM card. Top up using bank channels, Alfamart, BCA OneKlik, GoJek drivers, and more. The app is designed to make back-to-back transfers simple and hassle-free.

Monthly Promos and Discounts

GoPay regularly offers promos that provide discounts on services and products paid through the app from partner merchants. You can buy games and premium apps using special Google Play deals, get cashback for online shopping, and even enjoy up to 50% cashback through Pulsa and Kuota.

GoPay PayLater

GoPay PayLater is a newer payment method from GoJek. It allows you to order various GoJek services whenever you need them, then pay at the end of the month. This feature is made possible through collaboration between GoJek and Findaya. To use it, simply select GoPay PayLater on the checkout page.

Fast and Easy—Get Started Quickly

Make payments and transfers in just a few taps. After saving your frequently used billing numbers, you can pay faster and with less effort. The GoTagihan feature also includes Autopay, so bills can be cleared automatically.

Functions

• Safe Transfer Service with an On-Time Guarantee.
• Compensation in the form of GoPay Coins for delayed transactions lasting more than one minute.
• Credit and data package options for major telecom providers such as Telkomsel, Indosat, XL, Axis, Smartfren, and Tri.
• Daily, weekly, and monthly packages to match different usage needs.
• No administrative fees for topping up GoPay via Debit & Virtual Account up to five times per month.
• Pay for PLN electricity tokens, PDAM water bills, BPJS contributions, vehicle taxes, and more.
• Improve gaming experiences with digital vouchers for games like FF and MLBB through GoPay Games.
• Easily complete transactions for Gojek services.