Toss

Toss Toss is a finance app for Android that rewards healthy activity with free mobile top-ups. Track income and spending, manage accounts, and make secure bank transfers in seconds.

Toss

Toss is a mobile app created to help people stay active and healthy—while also rewarding them with free mobile top-ups. Built by Viva Republica, it’s available for Android users and is listed in the Business & Productivity category (Finance).

The app includes multiple ways to earn rewards:

• Move to earn: Walk or ride a motorbike to collect rewards based on the distance you cover.
• Earn even while sleeping: You can still get rewards simply by waking up in the morning.
• Fast top-up: Redeem your rewards to top up your mobile phone in about 10 seconds.
• Invite friends: Invite people to join Toss and receive a 7.000đ reward.

About Toss

Toss is designed to make financial management feel simple and organized. For Android users, it brings a unified view of your accounts and transactions into one place, so you can stay on top of your money without jumping between apps.

With Toss, you can explore clearer breakdowns of your income and spending, helping you understand your habits and overall financial health. The app also provides useful views of things like monthly insurance premiums, living expenses, and subscription fees—so tracking becomes more streamlined.

Transferring money is also built to be quick:

• Free transfers for life: Enjoy no transfer fees across supported banks.
• Fraud protection: A safety check verifies potentially risky or fraudulent accounts before you send money.
• Secure transfers: Send money with just a few taps, with built-in safeguards.
• All from one app: Open and manage multiple financial products—such as cards, savings accounts, loans, and insurance—without visiting a branch.

Toss also supports investing and trading through Toss Securities, offering easy-to-use tools and resources to support your decisions.

Beyond personal finance, Toss functions like a mini platform for daily needs:

• Community access: Quickly reach civil service documents and health notifications.



• Business tools: Get daily sales updates and support features for business owners, including automated financial tracking and insights.

Security is a major focus. Toss uses strong protections, including a 24-hour monitoring system and detection for abnormal financial transactions, helping protect its large user base. The platform follows international information protection standards, so you can manage your finances with confidence.

Features

See your finances at a glance

• Manage savings, installment deposits, housing-related subscriptions, investments, and loans all in one convenient place.
• Keep track of your income, spending, and card spending needs.



• Monitor monthly bills, insurance payments, and subscriptions with little to no extra effort.

Safe, straightforward, and fee-free transfers

• Transfer fees are free for life, regardless of which bank you use.
• Scan ahead to spot scam or fraud accounts before you send money.

Banking reimagined

• Open a Toss Bank account and start earning interest in as little as one day.
• Earn interest in advance with Toss Bank, before it reaches maturity.



• Get a debit card that works abroad with no foreign transaction fees.

Find loan options instantly

• Compare loan offers from 75 institutions (including 16 from the banking sector) in under a minute.
• Access special offers such as 1-year interest support and more.

Insurance recommendations built around you

• See what coverage you may be missing compared to others and receive personalized suggestions.
• Submit a medical bill claim and get reimbursements without dealing with paper forms.

Investing made easy

• Understand investing with simple explanations anyone can follow.
• Get selected news for the stocks you follow.
• Share insights with the community or learn from advice posted by top investors.

Toss now supports English

• Toss is available in English.
• To use English, switch your language settings to English.

Accessibility features supported

• TalkBack can be enabled for screen reading.
• Increase text size and zoom in on the screen for easier viewing.
• High contrast display and color-independent viewing options improve readability.
• The app supports Dark Mode as well.

Conclusion

Toss is a fast-growing mobile finance app known for its smooth money transfer experience. A key benefit is real-time transfers, meaning you don’t have to wait hours—or even days—for funds to arrive. The service is also free to use, with no hidden fees or surprise charges. With 10+ million users, Toss is one of the most popular finance apps available today—use it to pay bills, send money to friends and family, and manage your finances all in one place.