CashBean

CashBean CashBean is a lightweight financial app for quick personal loans in India. Apply step-by-step on mobile with a paperless process, fast approval, secure transactions, and flexible repayment in 3–6 months.

CashBean

CashBean is a simple, modern financial services app designed to help you meet urgent funding needs without the usual hassle of bank loan approvals. It also supports longer-term goals through planned investing. The app is lightweight and built for convenience, guiding you through a step-by-step loan application with a clear, easy-to-follow interface.

Enjoy benefits such as low fees, competitive annual interest rates, secure transaction protection, quick approval updates, and responsive customer support to help you resolve any concerns.

Key Features of CashBean

CashBean Uses

• Get personal loans for shopping
• Pay credit card bills
• Cover utility payments



• Pay tuition fees
• Purchase durable items or high-end electronics
• Plan family trips and vacations
• Use loans as a down payment for purchases
• Handle medical expenses and other personal needs

Loan Amount (Quantity)

• You can borrow from ₹1,500 to ₹100,000 through CashBean.

Interest Rates

• Interest can be as low as 0.07% per day and can go up to 25.55% per annum.

Repayment Period

• Repay your loan within 3 to 6 months.

Fees

• A one-time processing fee applies, ranging from Rs. 90 to Rs. 2,000.
• In addition, 18% GST is charged.
• The final fee depends on the loan amount and the details you enter in the application.

Notable Highlights

• No credit history required
• Paperless digital application directly on your mobile phone
• Loan services available 24/7 from anywhere
• Efficient application processing
• After approval, funds are transferred to your linked account



• Available nationwide in India
• Your approved loan amount may increase as your credit score improves
• Multiple convenient repayment options

Helpful Tips

• Download the CashBean app from the Play Store.
• Register an account.
• Select the loan product you want to apply for.
• Complete the form and submit your application.
• After submission, you may receive a verification call. The final outcome will appear inside the app, and you’ll get an SMS if your application is approved.



• Once your loan agreement is approved, you’ll receive a consent form.
• After confirming the agreement, the approved amount is disbursed to your account and an SMS notification is sent.

Frequently Asked Questions

Has CashBean shut down?

After 2018, the app became a Chinese company, and the Indian government banned it from operating in the country. However, it may still be accessible through third-party channels.

Is the CashBean app legal?

Although the Reserve Bank of India revoked the registration certificate issued to the app’s parent company, the app can still be found via third-party channels.

What is the maximum loan amount with CashBean?

Through the app, users can apply for loans from a minimum of ₹1,000 up to a maximum of ₹60,000.

Final Verdict

CashBean is straightforward to use: create an account, enter the required basic details, and submit your loan request. If approved, the money can be deposited into your bank account within minutes. A tutorial is typically available above in the app page. Download the app now to apply for a loan and get funds quickly.